About This Episode
In this episode, Mihir Karkare sits down with Suraj Kaeley — a legendary financial leader and mentor, often called the father of SIPs in India. With decades of experience at HDFC, Franklin Templeton, MetLife, and more, Suraj unpacks what financial security really means in your 50s and 60s, and why preparing for a 100-year life is not just smart, but essential.
What You’ll Learn
- Why retirement planning should begin before retirement
- How to align your finances with a 100-year life mindset
- The limitations of traditional financial wisdom
- How to avoid liquidity traps caused by real estate-heavy portfolios
- Why emotional and mental readiness is as critical as financial readiness
- Common investment biases people carry into retirement
Why This Matters
If you’re 55+ (or thinking about retirement) and wondering how to turn your life savings into a purposeful, secure, and enjoyable next chapter, this episode is packed with actionable wisdom and personal insights.
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Podcast Chapters
[00:00] Introduction
[05:00] Suraj’s Career Leap: Leaving Corporate Life
[10:35] The Birth of SIPs in India
[16:41] Financial Biases and Retirement Realities
[20:10] Challenges Active Seniors Face While Planning Their Retirement
[25:00] Advice for Active Seniors
[31:00] Planning for Medical Emergencies
[34:20] Succession Planning
[39:35] Retirement Planning for Women
[42:40] Busting Myths Around Retirement Planning
[54:55] 5 Things Active Seniors Should Include in Their Daily Lives
[01:00:42] 5 Rules for a Successful Retired Life
